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Buying a home that's had an EQC claim

Find out whether the home has had an EQC claim, and what to be aware of if a property claim is being transferred.

Ask the vendor or real estate agent whether the home has had an EQC claim.

  • If it has, ask for more information about the claim including whether it has been resolved or not, and seek legal advice before you sign an agreement for the purchase of the home.
  • You can ask the real estate agent anything you want to know about the property. They can’t withhold any information they know. 
  • You can also contact us to see what information is available (for example, historical records, previous claims) on a property. Providing this information can take up to 20 working days.
  • See Transferring a property claim to someone else for information about what homebuyers need to be aware of, and what EQC needs, when transferring an EQC claim as part of a property purchase.
  • If you are buying or selling a home in Canterbury, see our Canterbury – Buying & selling page for important information specific to the area.
  • This Assignment of claims with earthquake damage factsheet  [PDF, 317 KB][PDF, 317 KB] for new Canterbury homeowners also outlines the assignment process, limitations of assigned claims and what is required to reopen an assigned claim.