What we do
In this section you can learn more about our research, education, insurance and fund management roles.
Insurance and claims
Resilience and research
Research and resilience
Ways to make your home stronger and safer in the event of a natural disaster.
EQCover can help get you back on your feet after a natural disaster
What you're covered for
EQCover applies to several types of natural hazard damage
Natural Disaster Fund
Find out what the Natural Disaster Fund is used for and how it's invested
Our research programme is a core part of our Resilience Strategy for Natural Hazard Risk Reduction and is part of our function under the Earthquake Commission Act 1993.
Our role in a natural disaster
We’re implementing a purchase order system
Natural disaster insurance
EQCover insurance overview
Natural Disaster Response Model
Natural disaster response model page
Make or manage an EQCover claim
Many new EQCover claims can be managed by your private insurer. This page provides more information.
Requesting claim information
If you want information about the history of a claim, find out more here
Process for managing EQCover claims
Making urgent repairs
Making urgent repairs
Projects on the go, how to apply for funding, search for research results
Data and modelling
Major data and loss modelling projects
Risk reduction and resilience
How we work to reduce risk and build resilience
Creating an Aotearoa New Zealand that is better informed about our natural hazards and more prepared for their impacts.
Making your home safer for natural hazards
Features to look for in a property
Building and renovating
Make your investment last
Apartments and shared property
What to think about and how to prepare
Ways to make your rental home safer
Natural hazards where you live
Know what hazards could affect the area you live in
Ways to protect your investment
Useful information to help you prepare
These higher risk areas are above or close to where the Australian and Pacific tectonic plates meet, making earthquakes more common. See the map below.
You can read more about New Zealand’s plate boundary zone on the GNS website(external link)
Every earthquake is different and unpredictable. The way the land moves during an earthquake can affect how a building performs. Even small earthquakes can damage a home, depending on the land the building sits on, as well as the building’s design and construction.
There are steps you can take around your home to help reduce the risk of damage:
Ask your local council whether the land around your home is susceptible to:
The Building Research Association of New Zealand (BRANZ) has more technical information about various earthquake hazards on its Seismic Resilience(external link) webpage.