EQC insurance overview
EQCover provides natural disaster insurance for residential homes and land.
You automatically have EQCover for your home and land if you have a current private insurance policy for your home that includes fire insurance (and most do).
We use the term ‘home’ or ‘building’ while the EQC Act uses the term ‘dwelling’ to refer to any self-contained premises used, or capable of being and intended to be used, as a home or holiday home.
Find out more about different types of insurance and what options might best suit your needs on the ICNZ website.
The cost of natural disasters
Data from the Insurance Council of New Zealand shows how much various natural disasters have cost insurers.
Read the Earthquake Commission Act to learn more about our obligations.