Natural hazards where you live
New Zealand is a place where we all live with some kind of natural hazard risk. It’s a good idea to understand what natural hazards could affect the area you live in and how you can reduce the risk of damage to your property.
Landslips and earthquakes can happen almost anywhere and low-lying areas are at risk of tsunami. The North Island has several volcanoes, and in some regions there’s hydrothermal activity.
The Earthquake Commission Act automatically gives some cover for your home, contents and land from these natural disasters, if you have private insurance (that includes fire insurance). We also cover damage to land from floods and storms.
What you’re covered for explains how EQCover works for your home, contents and land.