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The foundation from which we stand strong, together

Toka Tū Ake EQC is a New Zealand crown entity investing in natural disaster research to help communities reduce their risks, and providing home insurance to help communities get their lives back on track after an event.

Insurance and claims Resilience and research

Toka Tū Ake EQC has adopted a new name to better represent the role our scheme plays in supporting New Zealanders.

Our new name reflects the whakapapa of our nation. Our land is constantly changing from earthquakes, volcanic eruptions, landslips and floods. Communities have lived alongside those perils for hundreds of years, and Māori have always believed the relationship and connection of people to land and nature is inseparable. 


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Latest news

Researchers in search of earthquakes off Wairarapa Coast

An international team of scientists is setting sail this Saturday on the NIWA Research Vessel Tangaroa to get a better understanding of earthquake and tsunami risk from our largest and most active fault, the Hikurangi Subduction Zone.

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All insured Kiwi homes have doubled their EQCover

A law change that doubled EQCover for New Zealand homes in 2022 has now been fully implemented, with the amount for EQC building cover increasing from $150,000 to $300,000 (+ GST). The cover provides first loss insurance for damage from named natural hazards.

World Tsunami Awareness Day reminds us to get prepared

This Sunday is World Tsunami Awareness Day and McCurrach, who spent eight years as part of the Pacific Tsunami Warning System, says collectively we should all take a moment to understand the right actions to take before a tsunami happens – especially if we live or work near the coast.

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Consultation opens on Code of Insured Persons’ Rights

Toka Tū Ake EQC is implementing a range of initiatives to prepare for new legislation that comes into effect on 1 July 2024.

The Natural Hazards Insurance Act 2023 (NHI Act) replaces the Earthquake Commission Act and takes effect on 1 July 2024. Many aspects of the new legislation are based on findings from the Public Inquiry into the Earthquake Commission in 2020.

One of the new initiatives is introducing a Code of Insured Persons’ Rights. Public consultation opens today on the draft Code, which builds on the existing Customer Code already in use by Toka Tū Ake EQC.