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The foundation from which we stand strong, together

EQC Toka Tū Ake is a New Zealand crown entity investing in natural disaster research to help communities reduce their risks, and providing home insurance to help communities get their lives back on track after an event.

Insurance and claims Resilience and research

EQC Toka Tū Ake has adopted a new name to better represent the role our scheme plays in supporting New Zealanders.

Our new name reflects the whakapapa of our nation. Our land is constantly changing from earthquakes, volcanic eruptions, landslips and floods. Communities have lived alongside those perils for hundreds of years, and Māori have always believed the relationship and connection of people to land and nature is inseparable. 


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Latest news

Wellington Landslide
Sharing our data to support better decisions

EQC Toka Tū Ake’s Natural Hazards Portal is proving popular with people who want to know more about how natural hazard events have affected properties throughout New Zealand. Since it was launched in late August, the portal has had almost 40,000 visitors, who have downloaded more than 10,000 natural hazard claims pdfs.

Tina profile 2023
North Island weather events – progress and reflections one year on

Last year’s North Island severe weather events caused widespread and complex destruction to communities across the motu. These events produced the highest proportion of land claims for any event in New Zealand’s history - about 96% of claims lodged involved residential land damage.

Auckland floods 2023
What you need to know about the Natural Hazards Insurance Act

From 1 July 2024, EQC will become the Natural Hazards Commission Toka Tū Ake and we’ll be governed by new legislation: the Natural Hazards Insurance Act 2023. The Act aims to improve the experience of homeowners who have a natural hazard claim, including through a Code of Insured Persons’ Rights, and introducing an external dispute resolution scheme.

Research reveals Kiwis want stronger buildings to resist earthquake risk

New research has revealed New Zealanders have higher expectations of their buildings in earthquake events than providing life safety alone.