Support after floods and cyclones
If your property has been affected by flooding, storm or landslip damage, please contact your private insurer directly.
Or read more about what EQCover is available through the link below.
What did you promise yourself after the last earthquake?
If you felt a recent earthquake you might also have felt a sudden urge to make your place quake safe. There's a lot we can do to make our homes safer and stronger for earthquakes and the best time to start is now, so let's get cracking.
Toka Tū Ake EQC has adopted a new name to better represent the role our scheme plays in supporting New Zealanders.
Our new name reflects the whakapapa of our nation. Our land is constantly changing from earthquakes, volcanic eruptions, landslips and floods. Communities have lived alongside those perils for hundreds of years, and Māori have always believed the relationship and connection of people to land and nature is inseparable.
Natural hazards where you live
New Zealanders have a strong connection to the beautiful land we live in, but we also know it can be volatile.
It’s a good idea to understand the natural hazards that could impact your community, and how you can reduce the risk of damage to your whānau and property.
Learn more about us
You automatically have EQCover for your home and land if you have a current home insurance policy that includes fire insurance (and most do).
Residential land cover
What items are covered and how much can be paid out.
Storm, flood and landslip damage
What is covered, how much is covered, and the types of land damage you may see after a storm, flood or landslip.
Things you may need or want to do if your home has been damaged by a natural disaster.
Toka Tū Ake EQC has secured a record level of reinsurance just under $8.2 billion, up from $7.4 billion last year, for New Zealand homeowners. The portfolio now includes reinsurance via catastrophe bonds, which Toka Tū Ake EQC has secured for the first time.
Research funded by Toka Tū Ake EQC is filling a ‘gap’ in existing knowledge about the immediate impact of earthquakes on rivers, including changing what we can predict about how they might change course or flood as a result.
PhD student Erin McEwan, from the University of Canterbury, hopes it will help to raise awareness around the understudied earthquake multi-hazard.
Structural engineering lecturer Dr Lucas Hogan is celebrating winning the prestigious Toka Tū Ake EQC/NZSEE Ivan Skinner award for his natural hazard research which has changed building practices in New Zealand.
Researchers at the University of Canterbury are conducting earthquake testing to better understand the performance of a construction technique called staggered lapsed splices, which is used to connect the steel bars in reinforced concrete walls to the steel bars coming out of the foundations.