EQCover provides natural disaster insurance for residential homes, land and contents.
- You automatically have EQCover for your home and land if you have a current private insurance policy for your home that includes fire insurance (and most do).
- You most likely have EQCover for your contents if you have a current private insurance policy for your contents that includes fire insurance (and most do), and you took out the policy before 1 July 2019. EQCover does not apply to new contents policies taken out after that date, or to contents policies renewed after 1 July 2019 .
- If you own a farm or rural property which has been damaged following a natural disaster, read our guide Damage to your farm - what EQC covers. It explains what EQC covers and doesn't cover and sets out specific issues to be aware of.